CALIFORNIA PUBLIC ADJUSTERS
INSURANCE CLAIM MANAGEMENT THROUGHOUT CALIFORNIA
Homeowners insurance becomes a focal point nationwide during natural disasters, highlighting the significance of having sufficient coverage to rebuild in case of a calamity. The impact of these events, both in terms of devastation and financial loss, underscores the necessity of ensuring adequate insurance protection for your home. In 2022, the U.S. experienced 18 individual billion-dollar disaster events, leading to $171.5 billion in damages, as reported by the National Oceanic and Atmospheric Administration.
Fortunately, the majority of Americans are not affected by widespread natural disasters, however, millions of homeowners face property losses annually and must file insurance claims. The most frequently reported claims on homeowners insurance stem from incidents that could happen unexpectedly, underscoring the importance of homeowners being ready for such risks.
Water damage claims are most common
According to Bonnie Lee, Vice President of Property Claims at Mercury Insurance, water damage claims are the most frequent. Although some risks are seasonal, it is a year-round possibility. Homeowners should regularly inspect appliance hoses and water pipes to prevent cracks or leaks.
If any issues are found, prompt repair or replacement is crucial. One more measure that all individuals can take to safeguard their homes against leaks is to shut off the main water supply when they are away for a long period. Coming back from a peaceful vacation only to discover water flowing through the house is something nobody desires.
Smart home technology offers an additional level of security for homeowners through continuous monitoring to identify water pipe leaks. Water pressure sensors can be synced with smartphones and are capable of automatically turning off the main water supply in case of a leak or pipe burst. Furthermore, implementing this technology may lead to discounts from insurance companies such as Mercury Insurance.
Lee also points out that the majority of homeowners insurance policies do not provide coverage for flood damage resulting from storm surges or overflowing water bodies. Therefore, she advises homeowners to seek guidance from their local insurance agent on safeguarding against such incidents.
Fire damage is a concern for homeowners
Although water damage claims are prevalent, fire damage is also a potential worry for homeowners and can arise from various sources. According to the National Fire Protection Association, there were 1,353,500 fires attended by local fire departments in 2021, leading to $15.9 billion in property damage. Lee advises taking charge of what you can control and protecting against the risks that are beyond your control.
"The majority of home fires occur due to lack of attention or carelessness. These fires can be avoided if individuals do not leave items such as lit stoves, fireplaces, candles, or portable heat sources unattended.
It is also important to avoid overloading electrical outlets and using appliances with damaged electrical cords," she explains.
Theft can be costly
Although theft may not directly endanger the physical integrity of a home, it can still be expensive and leave homeowners feeling fearful and violated. By implementing basic yet commonly neglected measures such as securing doors and windows and avoiding leaving spare keys in obvious spots, homeowners can protect their property from theft.
Numerous smart home gadgets can help prevent burglaries by enabling homeowners to control lights, check security cameras, and activate security systems remotely via their smartphones. Lee emphasizes that their claims team is dedicated to assisting customers in recovering from losses, aiming to swiftly restore normalcy in the event of an unfortunate incident.
ABOUT MERCURY INSURANCE
Mercury General Corporation(NYSE: MCY) is the leading independent agency writer of automobile and home insurance in California, and is ranked as the sixth largest private passenger automobile insurer in California overall with total assets of more than $6.7+ billion.* Mercury also writes automobile and home insurance in Arizona, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as automobile insurance in Florida. In addition to automobile insurance, Mercury offers a wide range of policies such as business owners, business auto, landlord, mechanical protection and umbrella.
MERCURY INSURANCE provides residential and commercial clients insurance for:
Since its formation in 1961, Mercury has provided customers with tremendous value for their insurance dollar by pairing competitive rates with excellent customer service. The company has received J.D Power's prestigious Digital Experience Study Award, earned A ratings from A.M. Best and Fitch, and has been recognized by Forbes as one of "America's Best Mid-Size Employers" and "Best Employers for Women." Mercury has also four consecutive "Best Auto Insurance Company" awards from Insure.com for being rated one of their top providers in the U.S. by consumers.
WHY YOU SHOULD CALL CALIFORNIA PUBLIC ADJUSTERS?
Underpaid or denied by your insurance company?
Call us now for a FREE CLAIM ASSESSMENT!
California Public Adjusters is an Insurance Claim Management Company serving residential and commercial clients in and around Inland Empire, Orange County, Los Angeles, and other surrounding nearby cities in Southern California. As the trusted insurance Public Adjusters, they have helped multiple clients with their public adjusting services such as Water Damage Claim, Fire Damage Claim, Mold Damage Claim, and Commercial Claims.
The Benefits of Hiring California Public Adjusters for Your Water Damage Insurance Claims
Experience and Expertise
Time-Saving
Improved Settlements
Reduced Stress
No Upfront Costs
California Public Adjusters is a BBB A+ rated residential & commercial Insurance Public Adjuster Company. Our team helps you navigate the tedious and stressful process of filing insurance claims with zero out-of-pocket expenses. We will maximize your claim amount to ensure you get what’s rightfully yours, regardless of dealing with denied or underpaid insurance claims.
CALIFORNIA PUBLIC ADJUSTERS
THE TRUSTED INSURANCE CLAIM MANAGEMENT COMPANY THROUGHOUT CALIFORNIA
Serving Residential & Commercial Clients in and around Inland Empire, Orange County, Los Angeles
Our expert California insurance adjuster company stands out for our commitment to exceeding customers’ expectations. We try our best to deliver a “wow” experience to the policyholder every step of the way while supporting your need to settle any property claim. We aim to deliver the highest quality customer service while maximizing claims. We are subject matter experts in the insurance industry, striving to be Florida’s best public insurance adjusters.
✅NEW, UNDERPAID & DENIED CLAIMS
✅ALL TYPES OF LOSSES
✅WE MAXIMIZE YOUR CLAIM
✅GET EVERY PENNY YOU ARE OWED
Reach out to California Public Adjusters - The Trusted Insurance Public Adjusters in Southern California. Our licensed professional license adjusters will help inspect your property loss or damage to assess what should be included in the estimate and what’s owed to you. We will also submit all documentation to the carrier and fight with them to get you every dollar you’re owed, not a penny less. Lastly, we will apply all missing line items with proper documentation proving that a supplemental payment is needed.
We can reach a fair settlement even if you have denied insurance claims. We do not stop fighting until you have every dollar you need to repay and leave you whole again correctly.
A California Public Adjuster is a licensed and bonded insurance professional representing policyholders in dealing with insurance companies. We assist clients from Residential, Property Management, Commercial, Hotels, and Businesses in and around Inland Empire, Orange County, Los Angeles, and throughout Southern California.
CALIFORNIA PUBLIC ADJUSTERS
INSURANCE CLAIM MANAGEMENT THROUGHOUT SOUTHERN CALIFORNIA
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California Public Adjusters will inspect the damage to a policyholder’s property and determine the full extent of the loss. We will also negotiate with insurance companies on behalf of their clients to get the highest possible settlement. If necessary, they will represent policyholders in court to get the compensation they deserve.
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